Home Buying Checklist

The list below contains “TO DO” items you will need to complete when buying a home.

Request your credit report and check it for accuracy. Correct errors if necessary.

Figure out how much house you can afford – use a Mortgage Calculator to help you determine this amount.

Find a reputable lender who is offering a competitive rate.

Consider pre-qualifying for a home loan.

Make a list of what you are looking for in a home and take it with you as you begin your search with a Real Estate Agent.

Once you have found a home, you will want to make sure that all your paperwork is complete before making an offer. Once you have made an offer, be prepared to negotiate.

If your offer is accepted, you will want to have the home inspected. Make sure you get a termite inspection.

Once you have reached a deal, an escrow account will be established. Be sure to include any special instructions you may have in the sales contract.

Complete your mortgage loan process.

Find a homeowner’s insurance company. Ask your Real Estate Agent for recommendations.

Attend the closing.

Move in and enjoy your new home!